Terms of Use

Please read these Terms of Use ("Terms") carefully before accessing or using the services provided by Paya Ventures Limited ("we," "us," or "our"). These Terms govern your use of our website, mobile application, and any other products or services we provide (collectively referred to as the "Services"). By accessing or using our Services, you agree to be bound by these Terms.

Acceptance of Terms

By accessing or using our Services, you acknowledge that you have read, understood, and agreed to these Terms. If you do not agree to these Terms, you may not access or use our Services.

Eligibility

You must be at least 18 years old and have the legal capacity to enter into a binding agreement to use our Services. By accessing or using our Services, you represent and warrant that you meet these eligibility requirements.

Use of Services

Permitted Use

You may use our Services for your personal, non-commercial use and in compliance with these Terms and applicable laws and regulations.

Prohibited Use

• Use our Services for any unlawful or unauthorized purpose.
• Interfere with or disrupt the operation of our Services or the networks connected to it.
• Attempt to gain unauthorized access to our Services, user accounts, or any computer systems or networks associated with our Services.
• Engage in any activity that could harm, damage, or impair our Services or our reputation.
• Collect or store personal information of other users without their consent.
• Use our Services in a manner that infringes upon the intellectual property or other rights of third parties.

Intellectual Property

Ownership

All content, materials, and intellectual property rights associated with our Services, including but not limited to text, graphics, logos, images, software, and audio or video files, are owned by or licensed to us. You acknowledge that these materials are protected by copyright, trademark, and other laws.

Limited License

We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our Services for your personal, non-commercial use. You may not copy, modify, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any content or materials obtained from our Services without our prior written consent.

Privacy

We collect, use, and disclose personal information in accordance with our Privacy Policy. By using our Services, you consent to our collection, use, and disclosure of personal information as described in our Privacy Policy.

Disclaimer of Warranties

While we strive to provide accurate and reliable information, our Services are provided on an "as is" and "as available" basis without warranties of any kind. We do not guarantee the accuracy, completeness, reliability, or suitability of the content and materials provided through our Services.

Limitation of Liability

To the extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of our Services. We shall not be liable for any errors, omissions, interruptions, or delays in the operation of our Services.

Modifications to the Terms

We reserve the right to modify these Terms at any time. Any changes will be effective upon posting the updated Terms on our website or mobile application. Your continued use of our Services after the posting of the updated Terms constitutes your acceptance of the modified Terms.

Termination

We may suspend or terminate your access to our Services, in whole or in part, at our sole discretion and without prior notice or liability, for any reason including, but not limited to, violation of these Terms or applicable laws. Upon termination, you must immediately cease all use of our Services.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Kenya. Any dispute arising out of or relating to these Terms or your use of our Services shall be subject to the exclusive jurisdiction of the courts located in Kenya.

Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms constitute the entire agreement between you and Paya Ventures Ltd regarding the use of our Services and supersede any prior or contemporaneous agreements, communications, and proposals, whether oral or written, between you and us.

Contact Us

If you have any questions or concerns about these Terms, please contact us at support@paya.co.ke.

By accessing or using our Services, you acknowledge that you have read, understood, and agreed to these Terms.