Experience the future of mobile payments with features designed for your digital lifestyle.
Send money to other accounts, M-Pesa, or Paya users in real-time with no delays.
Designed for mobile with an intuitive interface for all your financial needs.
Bank-grade security with biometric authentication and transaction encryption.
Pay utilities, airtime, and other bills directly from your wallet account.
Automatically reload your wallet from your bank account when balance is low.
Split bills, send money to friends, and manage group expenses easily.
Pay merchants instantly by scanning QR codes at shops and restaurants.
Simple and intuitive wallet management with detailed transaction history.
Get started with your digital wallet in just a few simple steps
Get the Paya app and create your account with just your phone number and ID.
Add money from your bank account, M-Pesa, or receive transfers from friends.
Complete verification to unlock higher transaction limits and full features.
Send money, pay bills, shop online, and enjoy seamless digital payments.
Everything you need to know about Paya Wallet Accounts
A Wallet Account is a digital money account that allows you to store funds, make instant payments, and transfer money without traditional banking delays. It's perfect for everyday transactions.
Wallet Accounts are designed for speed and convenience. While bank accounts are great for saving, wallet accounts excel at instant transactions and mobile payments.
Basic functions like balance inquiry work offline, but transactions require internet connectivity for security and real-time processing.
Daily transaction limits depend on your verification level. Fully verified accounts have higher limits for your convenience.
Join millions who trust Paya Wallet for fast, secure, and convenient digital transactions.
